MBNA America purchased Southwestern States Bankcard Association (SSBA) in the late 1980s and eventually grew to become one of the largest credit card processing organizations in North America. MBNA America was acquired by Bank of America in 2006.

I served on 2 separate projects at MBNA, the Asset Sales redevelopment project from 1990 to 1991 and a Loan Audit Reporting system development project in 1994. Both projects utilized COBOL II, Datacom DB and File-AID debugging tool.